Rosbank Maintenance card. Debit and credit cards Rosbank: the advantages and features of various types of programs

The debit card of Rosbank can become a convenient financial instrument that facilitates personal means. The bank offers customers various types and cost of servicing cards. It is the functionality that is accessible to the user and the level of related costs should be taken into account when choosing a debit service in Moscow.

Choose available offers from PJSC Rosbank

A large selection of service programs allows bank customers to find the most convenient, profitable and attractive options for themselves. The list of proposals presents cards:

• leading payment systems of various status;
• with ruble and currency account;
• nominal and nonien type;
• with an affordable overdraft (the limit calculation is made taking into account individual parameters);
• with the right to access electronic operations and control of the movement of funds;
• with a basic functional or a complete set of additional options.

In various programs, service rates are different. As a rule, the more opportunities there is a card holder, the more expensive it costs. The right to place an online request for plastic helps to reduce the search for a suitable solution.

How to order a bank card and make it obtaining

Rosbank customers have the opportunity to order debit cards online. The right to their design have citizens of the Russian Federation from 18 years old, while the service is carried out without binding to the client's registration site. In most cases, the presence of a passport is taken into account. The need for additional documents may arise when the credit limit on the Rosbank card is determined (overdraft).

The online application for plastic is filled through the official banking resource. After sending the questionnaire, it is enough to wait for the return call of the manager to agree on all technical and financial nuances. Terms of online design do not create additional difficulties and problems.

Overview of bank card capabilities

The bank card has become an integral attribute of each working person, after all, the queue at the enterprise's cash register for obtaining salary remained in the distant past. Moreover, the modern bank card most often provides its owner with the opportunity, if necessary, use borrowed funds. Rosbank's cards are universal payment instruments that allow non-cash payments around the world and use credit funds when opening a credit card card account.

How to get a map of Rosbank

Make an application for receiving a map of Rosbank by contacting any. You will need a passport and some free time to fill out all the necessary documents. To speed up the procedure for making a map, you can make a preliminary application on the Rosbank website, especially this is true for those who want to get a card with a credit line. Send an application and wait for the bank manager - he will tell you about the decision taken and agree on the time and place of the meeting.

You can quickly choose the most suitable option for a bank card using an online card selection service. Just specify - what type of card you need if you want to connect a credit line to the Card account or ensure participation in discount and bonus programs of the bank. The program will select the options available at the options you specified, and you can get acquainted with them more.

Rosbank provides its customers with a unique program "My style" - the ability to create a plastic card with an individual design. It is worth this service only 350 rubles and is available to everyone. If you do not have your own image, but you still want to have a unique bank card, then when ordering a map you can choose the image you like among those presented in a special gallery (images are divided into 8 thematic categories). Convenient and intuitive tools will allow you to edit any image - to increase or decrease it, turn it or cut back at your discretion.

Rosbank maps features

Back at the order stage, you can share in one of Rosbank's discount programs. Programs data are available for all categories of maps with the exception of ELECTRON and MAESTRO cards. Participation programs will provide you with preferential conditions for renting a car, access to the VIP rooms of airports, first classrooms, as well as substantial discounts for purchases of goods and services from Rosbank's partners.

If necessary, you have the opportunity to connect the SMS information card to the card account, which will provide you with information about all account movements. If you need full remote control over the card account, contact the Rosbank branch and connect the Internet Bank service, which allows not only to receive information, but also use funds on the map for non-cash transitions.

Also allow you to remotely make monthly loan payments without the need to visit to the Bank's office. Payment can be made from any account of Rosbank. The program functionality provides the ability to configure automatic transfer of funds to a credit account (for example, from your salary card account).

Rosbank credit cards

Rosbank's credit cards have a number of additional advantages over debit cards - after all, their owners are not only their own funds, but also credit. There are two types of Rosbank credit cards - nominal and non-alien. Noniencies are issued for the bank's express loans, as well as, if desired, can be issued to any borrower to speed up the procedure for obtaining credit funds.

The manufacture of registered credit cards Rosbank takes from 10 to 14 days, but they provide their owners much more opportunities. So, if you can qualify for a maximum of 100 thousand loans on a nonien map, then in the case of a nominal map, the amount can reach 1 million rubles. Launch times also differ - a maximum of 2 years for Noname cards and 3 years - for nominal maps.

The use of credit funds allows the preferential period of lending to 62 days. This favorably distinguishes Rosbank's credit cards from similar products from other banks - as a rule, the grace period rarely exceeds 55 days. Moreover, in contrast to competitors' banking, credit testing is also subject to interest-free loan. Such advantages make Rosbank maps very attractive for those customers who daily use the possibility of a grace period.

Owners worth the amount exceeding 20 thousand rubles can receive a credit card with preferential lending conditions.

Rosbank Card Limits

For all Rosbank maps, the default limits to write-off funds from the account are set. They depend on the privilege of the map and the type of operation being carried out. So, the following limits operate for classic cards:

• daily removal of funds in ATM - 120 thousand rubles;
• monthly removal of funds in an ATM - 400 thousand rubles;
• daily limit on payments through terminals - 150 thousand rubles;
• daily limit for payments on the Internet - 150 thousand rubles.

As you can see, the limits are great enough so that most of the bank's customers even learned about their existence. If you still have faced restrictions on the write-off of the means, you can increase the limits with the personal contact of the Rosbank branch or, which is much more convenient by calling the support of card holders by phone 8-800-200-5434. Standard limits can be increased by any amount, but not exceeding the maximum allowable boundaries - for most operations is a two-time standard value.

Rosbank credit card selection service: http://www.rosbank.ru/ru/persons/credits/creditcards/

Requirements for images for creating an individual card design: http://www.rosbank.ru/ru/persons/cards/my_style/img_requirements.php

Rosbank partners on discount programs: http://www.rosbank.ru/ru/persons/cards/exclusive/

Rosbank offers all the main options for debit products, as well as endowed with additional features. Consider the debit cards of Rosbank: types and cost of service, conditions of registration and tariffs.

Types of debit cards and service cost

Deciding in Rosbank to order a debit card, you need to know that its design occurs simultaneously with the connection of the service package. Each of them is designed for certain types of cards and has different rates and conditions:

• Simple: nonien cards. Package maintenance - free;
• Classic: Classic level maps, Standard and WORLD. Service cost of 150 rubles per month or free if there are more than 50,000 rubles in the client's accounts;
• Golden: Gold and World Premium, as an additional - similar or classic. Service costs 450 rubles or free when maintaining a balance over 250,000 rubles;
• Premium: Platinum cards, Travel Miles, Overtarka +, Auto Cart. As an additional one. The service cost is 2500,000 rubles. If there is a balance of 2 million rubles and more - for free.

At the same time, for the Classic Format card at the design of the classic package it is necessary to pay 350 rubles per year (600 for the product with an individual face design). As part of the Gold package, similar tariffs are valid. Map Gold costs 4000, and platinum - 6000 rubles. All these products are served for free if a premium service pack is decorated (except for individual design). For the cards for travelers or with the cachek function, it is required to pay 600-7000 rubles per year.

All you need to know the user about debit and credit cards: Terms of Use, Service Cost

Simple package

Non-mean debit cards in Rosbank Tariffs and restrictions have not the most loyal:

• External enumerations: 1-2% (more beneficial operations via an Internet bank);
• Translation to the account of another client Rosbank: 0.5-1.5% (depending on the type of currency);
• Cash issuance: 1-1.2%;
• Removal limit: 100,000 rubles;
• Per month: 250000 rubles;
• Internet operations: 100,000 rubles.

As part of a simple package, only one non-alien type map can be issued, but in any currency.

Classic package

Classic debit cards in Rosbank Tariffs and conditions have more attractive:

• Transfers between your accounts: without commission;
• External transfers: 0.5-1.5%;
• Cash issuance: 0.7-1.2%;
• Removal limit: 150000 rubles;
• Per month: 500,000 rubles;
• Internet operations: 300,000 rubles.

By the terms of the package, the classic can be made up to 3 cards, but not higher than the standard standard. Currency accounts other than national, European and American, may be Chinese. If desired, open a savings account, the tariff will be up to 5%.

Golden package

If you arrange a debit card of Rosbank in a gold package, the main card must be a similar format. Additionally, you can arrange up to 4 cards. When opening a cumulative account, the rate is up to 6.5%. An additional advantage is the free feature of SMS-informing about the transactions. You can also rent a safe in a bank with a 15% discount. Tariffs are within such limits:

• Transfers between your accounts: without commission;
• External transfers: 0.4-1.25%;
• Translation to the account of another client Rosbank: without commission;
• Cash issuance: 0.5-1.2%;
• Removal limit: 200,000 rubles;
• Per month: 1 million rubles;
• Internet operations: 1 million rubles.

Cards with Cashbek in Rosbank

The most advantageous debit card of Rosbank, the cost of servicing is 7 thousand rubles per year, is supercar. It is issued when the premium package is made as the main or additional card.

It provides for the possibility of obtaining cachek. In the first three months of use, it is 7% for any costs. In the future, 1% of the magnitude of all payments and 7% on such categories with a certain periodicity in quarters is returned:

• Beauty, health;
• Household products;
• Goods and services for children;
• Restaurants.

The Avtogank Rosbank is a debit card that will be interested in car owners, as it provides for an increased cachek 5% when paying in parking lots, refueling, car wash, paid roads. From the magnitude of all other purchases returns 1%. The cost of service is 6000 rubles per year.

Cards for travelers

If the client often travels or flies, he will be interested in maps with the possibility of accumulating mile. These are special scores entering the client's account according to its cost on the card, which can be exchanged for tickets, rooms in hotels, car rental, buying railway tickets. In this case, you can submit an application for a debit card of one of these types:

• Classic Travel Miles: 1 score for every 30 rubles (500 welcome bonuses);
• GOLD Travel Miles: 1.25 points for 30 rubles (1000 welcome);
• Platinum Travel Miles: Similar conditions;
• Signature or Black Edition Travel Miles: 1.5 points for 30 rubles (2500 welcome).

According to the status of the card, the client receives privileges from payment systems and when servicing in a bank. The first are expressed in the provision of discounts, participation in promotions, the use of special offers from partners of systems around the world.

Card design conditions online

Deciding in Rosbank to order a debit card online, you must click on the relevant button on the Rosbank website in the Card Products subsection. The application contains only general data and contacts. After sending, you should wait for a call from the manager, which will clarify the wishes regarding the product and will invite to sign the papers into the office. Fully remote design in the bank is not provided today.

To get a card, it is necessary to initially sign a service contract by selecting one of the packages. Here it is better to describe your wishes to choose a job in detail to pick up the optimal package, some possibilities of which may be required in the future. You need to have an identity card.

Conclusion

The procedure, how to close the debit card Rosbank occurs in a similar order. Many mistakenly think that blocked by plastic, they have already abandoned the banks of the bank. But the account continues to be serviced, for which payment is charged. Therefore, to stop relationships, you should visit the office with a passport and card and write a corresponding statement. After closing the account, plastic is to be destroyed in front of the client.

Over the past few years, Rosbank Bank and its bank cards have been widespread: they always allow you to have the necessary amount of funds at hand without fearing to lose them.

With their help, you can pay for purchases and services, translate funds, "take in debt" from the bank and much more.

In serious competition, most banks seek to attract customers the most favorable conditions and additional bonuses.

Not left aside and "Rosbank": like any organization, he offers its customers a number of banking programs and certain services.

Plastic cards are most popular:

1. Debit: Maps are designed for those who are used to spending only their money. They can be applied by any purpose: to remove cash, replenish the account, use for cashless payment, etc.
2. Credit: their account contains some amount that the bank is ready to highlight the card holder for spending. In this case, the latter will need to return the money in full to the specified period along with the percentage.

It is worth noting: Each type of bank cards is also divided into several programs, each of which has certain conditions for use and receipt.

Like debit and credit cards offer certain bonuses when paying for cards in cafes, restaurants and for using cashless payments when paying for courses.

You can choose a bonus when making a map, while there is no difference between the use of different types:

1. "WORLD TRAVEL MILES": Maps for lovers to travel.

For each purchase, depending on the amount spent at the expense of the client are charged miles. They can be exchanged for an air ticket to anywhere in the world.

1. "My style": a map with an individual design, which can be ordered via the Internet.

You can get any card by filling out the questionnaire personally in the bank's separation (in this case, the client may not be afraid to intimidate the data, as it will advise his employee Rosbank or an online application on the site. After the application form and documents of the client will be checked, he will be able to get the card itself.

Debit

Rosbank offers different options for maps according to customer needs and tariffs:

1. Classic: distinguish the "My style" cards (individual design), "Standard" and "World Travel Miles" (bonus miles). All maps have a standard service set. With the rest on the map, more than 50 thousand rubles can be used by it for free, with a smaller residue, the monthly cost will be 150 rubles.
2. MasterCard Standard for young people and teachers: These include ITIC cards (for teachers), IYTC (for young people) and ISIC (for students).

All of them allow you to receive discounts for cafes, training, flights, concerts and other entertainment and training programs.

1. Gold: its main advantage is the ability to get more bonuses when paying for goods and services. Standard and WORLD TRAVEL MILES differ. If you have on the map more than 250 thousand rubles service for free, with a smaller amount - 450 rubles per month.
2. Supercard Visa Gold: Allows you to receive discounts and bonuses when purchases from bank partners and return to 10% of the amount spent. It is also possible to make money without commissions in any country.

1. Platinum: There are options "Standard", "Travel Miles", "Auto-Cart" (5% of the amount spent on gas stations are returned to the "supercard +" (when paying goods on the card returns to 7%). When using these maps, the client Gets all possible bonuses and privileges, as well as the possibility of visiting VIP halls at airports.

The cost of monthly service with the remainder on the map is less than 2 million rubles is 2.5 thousand per month, in other cases the fee is not charged.

1. Signature: The advantages of the card are the accrual of miles for the purchase, the return of the spent the money spent, the ability to use for cash withdrawal any ATM in the world. The cost of service is similar to platinum.

Credit

Almost all programs are designed primarily on non-cash payments, since the bank holds about 5% of the amount withdrawn for removing cash.

The minimum amount of the Commission will be 290 rubles.

To obtain a credit card, the borrower should:

• be older than 18 and younger than 70 years;
• have Russian citizenship and registration in the same city in which he takes a loan;
• have a permanent job and listed there at least 3 months.

Rosbank offers the following lending programs:

1. Classic: The program is divided into the "Standard" card, "My Style" and "World Travel Miles". The interest rate of any of them is 25.4% per year, the credit limit begins from 15 thousand and ends 300 thousand rubles. For ownership of the "Standard" card, it will have to pay 300 rubles annually, the other two will cost 450 rubles each.
2. Gold: Standard and WORLD Travel Miles differ. Both offered a loan from 50 thousand to 600 thousand rubles at the interest rate of 24.4%. Annual service will cost 1.8 thousand rubles.

1. Platinum: There are also "Standard" and "Travel Miles" cards, but conditions also differ. The standard option offers to use from 100 thousand to 1 million rubles, paying 3.6 thousand rubles per year for the service and paying 23.4% per annum.
2. Platinum Travel Miles offers other conditions. The age of the borrower should be more than 22 years and less than 64 years, the availability of work and work experience is more seriously checked.

At the same time, the credit limit remains the same (100 thousand - 1 million rubles), but the interest rate rises to 25.4%. Annual service will also cost 4.9 thousand rubles.

It is useful to know: the annual card maintenance will be automatically written off from the account of the client once a year.

Choosing a plastic card, it is necessary to take into account all the conditions and nuances of it. If the client is not going to use credit funds, it is better to choose a debit card. If he does not travel by plane, cards with cumulative miles will be useless for him.

See the video in which the user explains some nuances to consider when choosing a Rosbank map:

The debit card can be seen in the wallet of almost every citizen, regardless of his status. This payment instrument is actively used to enumerate wages, social and public benefits. "Plastic" is comfortable when traveling abroad. Additional privileges and banking services make even more attractive to Rosbank customers, along with other financial organizations, invites individuals on favorable terms to issue a payment document. In the article, consider tariff plans for card products and customer service reviews.

Visa undembossed

Nonenaic (non-monophyted) instant output cards are very popular. The main "goatre" is a quick deadline for the minimum number of documents. You can get Visa Unembossed on the day of handling, 30 minutes after submission of the application. In addition, the nonienic "plastic" stands much less than standard debit cards. Rosbank, for example, does not at all take a board for the service and the release of Visa undembossed.

What is the difference from other plastic cards? The nonienic "plastic" on the magnetic strip and the front side does not contain personal information about the owner, which can affect the safety of transactions. Otherwise, the lowest Visa undembossed is similar to other payment cards. With it, you can pay for purchases through terminals or the Internet. A contactless payment system paywave is available.

You can cash money in any bank terminal. When removing funds using the Rosbank devices, the Commission is not charged, at the box office will have to pay 1% (minimum 29 p.). When performing an operation using an ATM, a third-party organization, the client pays an additional 1.2% (minimum 99 p.).

Visa Classic and MasterCard Standard

Standard debit cards Rosbank designs as part of a classic package of services, which is the best proposal for most customers. The cost of annual maintenance is relatively low - 150 p. This includes:

• opening and maintenance of accounts in rubles, euros or dollars;
• nominal map with chip;
• 3D Secure payments protection;
• contactless payment technology paypass / paywave;
• participation in bonus programs from the payment system and the bank.

The feasibility of removal of funds in Rosbank terminals is not charged, in other devices, its size is 1.2% (minimum 99 p.). For standard cards, daily and monthly loan limits are installed: 250 thousand and 700 thousand, respectively.

You can issue a classic map by individual design, however, for its release will have to pay 600 rubles.

An interesting offer for young people was the introduction of an international program of ISIC / IYTC / ITIC discounts. Data debit cards Rosbank releases in MasterCard Standard format with the provision of a classic service package. The product combines the payment instrument and the identity card of the international sample. Cards are available to customers of the age category from 18 to 27 years: youth, students, graduate students, teachers.

Premium cards

For those who wish to gain access to exclusive offers and VIP services, premium packages of services from PJSC Rosbank have been created. Gold and Platinum debit cards provide their owners the following features:

• insurance of trips, life and health during traveling period;
• providing legal and information assistance abroad and home;
• extension of the warranty period of shopping;
• increased limits for removal of funds;
• free emergency card card;
• booking tickets, tables in restaurants and places in hotels through the concierge service;
• discounts and bonuses from payment systems.

When plastic design, open from 4 to 7 bills. Gold's annual service package will be 450 p., And for platinum card holders - up to 2500 p. Removing funds is carried out without a commission in the terminals of PJSC Rosbank. Debit cards The limits are as follows:

• 360 thousand p. It is allowed to cash out per day and not more than 1 million rubles. per month for;
• up to 1 million p. The owners of Visa / MasterCard Platinum are eligible daily.

The holder of premium "plastic" will always be a welcome guest in all prestigious places in the world.

Travel Miles cards

For travel lovers and people who are often on business trips, Rosbank, together with the tourist portal Iglobe.ru, has created a series of debit cards of different class. For the purchase of the "Plastic" holder receives bonuses - the miles, which can then be paid at the hotel's reservations in hotels, aircraft and rail transport and other services offered on Iglobe.

Consider the table and maintenance conditions, as well as the capabilities of Travel Miles cards from PJSC Rosbank.

Debit cards: Tariffs and privileges

	Welcome miles	Number of Mil	Fee for annual service, r.	Limit on removal of funds per day / month, r.	Additional features
		1 For every 30 p.		250 thousand / 700 thousand	3 accounts, participation in the program Bank Privilege Program
		1.25 For every 30 r., Up to 15 for every 70 p., Spent on the Iglobe portal		360 thousand / 1MLN	4 accounts, travel time insurance, Visa Premium bonus programs, "MasterCard priceless cities", Bank Privilege Program
Signature, WORLD BLACK EDITION		1.5 for every 30 p.		500 thousand / 3 million	Up to 7 bills, concierge service, insurance, Visa Premium bonus programs, "MasterCard priceless cities", Bank Privilege Program
		1.5 for every 30 p.		1 million / 3 million

After registration of the Travel Miles card, the holder receives welcome miles. As can be seen from the table, their quantity depends on the class of payment "plastic".

"Supercard +" and "Auto Cart"

Premium "plastic" in Rosbank is available in an interesting format of banking programs. The client receives not only a prestigious Visa Platinum card, but also additional privileges to it. For example, the "Avtokarta" owner will receive a 1% cachek, operating on all purchases categories, and 5% at gas stations, car wash, parking lots.

"Supercard +" - Debit Card Rosbank, the conditions for obtaining which they do not differ from the design of premium products. Its presence will allow to return to the holder to 7% from any purchase, as well as accumulate 6.5% per annum from the balance of funds.

Using the Bank's client will also be able to open up to 4 currency accounts (including savings) and get 2 additional bank cards Classic and Gold for free. The premium service package will cost the owner according to standard tariffs - 500 p. In case of storage in accounts, more than 250 thousand rubles bank and will not require the service charges at all.

View of users

Holders of debit cards Rosbank express a positive opinion on the level of service. Citizens note the ease of cashing: ATMs are located in cities in sufficient quantities, it does not have to look for terminals or use the services of third-party organizations for a long time. I am glad and the absence of a commission for removing money.

Any debit card "Rosbank" reviews gets good. Users suits the cost of a package of services and its composition, quality of service. Favorable deals with Cashbank appreciated motorists and travelers.

The lines of debit cards in Rosbank is diverse and is interesting in its own way. The client can easily choose for itself the most acceptable service conditions regardless of the objectives of opening an account and personal income.